Chubb has been selected to participate in several panel agreements with one or more producers, with Chubb meeting certain standards and may pay an increased commission to the producer. The term “additional commission” is also used to describe the volume-based contingent commission agreements described above under “Contingent Commissions”. The fluctuation margins of the standard commission that Chubb pays to brokers and independent agents for certain types of insurance products are shown below. Standard commission data reflects premiums and standard commissions for policies that Chubb booked in 2019. The following information is only historical; Written guidelines in 2019 and thereafter may reflect commission rates outside of these ranges. This information is updated annually. Among the remunerations that could conflict with the client`s best interest rule is remuneration that encourages the company to offer a product that does not meet the client`s requirements and needs, or where the remuneration is not proportionate to the cost of the benefits and services offered by the broker to the client. This covers incentives and fees collected directly by the customer. . . .